Monday, April 9, 2012

Have You "Paid It Forward" Lately?

What does it take to transform your life in a way that you find greater meaning and satisfaction in what you do on a daily basis? Psychotherapy is certainly one option but the effects aren't often as long-lasting as we prefer; it also often takes considerable time and resources. I teach and supervise therapists for a living so I'm a big fan of the power that such an experience can have. And yet. . . there are other ways to find meaning in our lives and produce life-altering transitions. For instance, religious or spiritual involvement is a path that is often chosen. Others seek salvation in their work or immerse themselves in social activities. Still others pursue greater satisfaction and meaning through creative outlets or through reading and studying subjects of interest. I would suggest, however, that it is through service to others that we can most easily produce transformative changes--not only in those we help, but also in ourselves.

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There is such a hunger that many of us feel to find greater meaning in our lives and work, to engage more meaningfully with those we love, to create deeper intimacy in all our relationships, to feel the incredible (and frightening) thrill of encountering new experiences that move us emotionally, intellectually, and also deep in our souls. This search for deeper engagement with life is what leads to travel, education, to devour stimulating readings (to read articles like this!), but also destructive forms of self-medication that are intended to stifle that inner voice that challenges our current life choices. So how can we most effectively (and swiftly) produce such life-changing experiences?

I would submit that one consistently powerful option that often has lasting effects involves reaching out to others who are neglected, ignored, oppressed, abused, or marginalized--those most in need. It seems to make little difference exactly what you do, whether it is in your local community or a remote village abroad, whether you work with one person or a large group, whether you teach, mentor, support, consult, or build something; they key is feeling like you are doing some good. Your own life feels redeemed by your effort to use what you know, what you may have suffered or endured, what you can do, to help others who would otherwise have been left to flounder.

To select one problem that I find especially heart-wrenching is the prevalence of sex trafficking around the world. In one small region of Nepal, a place I have been working for many years, there are over 12,000 girls each year who are kidnapped or sold into sex slavery, some as young as 8 years old. These are mostly lower caste girls whose families have experienced catastrophic illness, deprivation, or hardships. With little money or resources to support all the children in school, it is the young girls who are most at risk. Whatever assistance or interventions that are offered by volunteers, it has been fascinating for me to observe the ways that their own lives have been transformed in unexpected ways. It is not uncommon that people return from these service trips resolved to enrich their friendships, build greater intimacy with their families, make abrupt shifts in their careers, or initiate dramatic changes in their lifestyles. Many of these life-changing experiences result from the transcendent feeling of greater meaning and purpose that often accompanies altruistic efforts.

"I meet these children and, initially, I feel such pity and hopelessness for their plight," one volunteer shared. "But then I realize that it is really my life that has been so impoverished in many ways. As little as these people have, they are often far happier and more engaged with daily life than almost anyone I know back home." It is gifts such as this that increase our awareness that it really makes little difference what we have, what we own, what resources we control or power we wield; rather

So, the big question is that if you wanted to change your life, how would you go about doing that through paths other than the more traditional education, therapy, or reading? The answer is one you'd anticipate, but also one you'd prefer to deny: It means making some tough choices about priorities and values followed by sustained hard work. It also often involves taking constructive risks that involve a certain amount of sacrifice, pain, and inconvenience.

Each of us has a responsibility to take care of those who are less fortunate, who suffer terribly and without hope. It is through such service and activism that we not only make a difference for those who need help the most, but we also transform our own lives in ways that provide deeper meaning and greater satisfaction.

Growing up I felt pretty useless and inept, wondering if I would ever do anything of significance. I got caught up in ambition and achievement, trying to prove my worth through academic or professional success. It doesn't feel like I ever made a conscious choice to devote my life to service but rather it was chosen for me. How could I, how could anyone, ignore injustice or deprivation or suffering and not do something about it? When the very first girl in remote Nepal was pointed out to me and I was told she would be sold into slavery, I never stopped to think about the consequences of doing something to rescue her. It was only afterwards that I realized that once I had made that initial effort I really had no other choice except to follow through on what I started quite impulsively. Frankly, the responsibility terrifies me.

Each of us has an opportunity to make a difference in the world in our own small way. It doesn't matter whether it is in your own community or another remote part of the world. Sure, giving money to causes can help, but it is no substitute for sharing our love, caring, and expertise with people directly, especially with those who are most neglected and desperate. One of the amazing joys of activism and promoting social justice is not just what it does for those we help, but how our own lives are transformed by the experience.

Monday, April 2, 2012

The Joke's On You...

Unlike most of the other non-foolish holidays, the history of April Fool's Day, sometimes called All Fool's Day, is not totally clear. It is not like Halloween, where despite an interesting history, most people just put on Halloween costumes, get candy, and leave it at that. There really wasn't a "first April Fool's Day" that can be pinpointed on the calendar. Some believe it sort of evolved simultaneously in several cultures at the same time, from celebrations involving the first day of spring.

The closest point in time that can be identified as the beginning of this tradition was in 1582, in France. Prior to that year, the new year was celebrated for eight days, beginning on March 25. The celebration culminated on April 1. With the reform of the calendar under Charles IX, the Gregorian Calendar was introduced, and New Year's Day was moved to January 1.

However, communications being what they were in the days when news traveled by foot, many people did not receive the news for several years. Others, the more obstinate crowd, refused to accept the new calendar and continued to celebrate the new year on April 1. These backward folk were labeled as "fools" by the general populace. They were subject to some ridicule, and were often sent on "fools errands" or were made the butt of other practical jokes.

This harassment evolved, over time, into a tradition of prank-playing on the first day of April. The tradition eventually spread to England and Scotland in the eighteenth century. It was later introduced to the American colonies of both the English and French. April Fool's Day thus developed into an international fun fest, so to speak, with different nationalities specializing in their own brand of humor at the expense of their friends and families.

In Scotland, for example, April Fool's Day is actually celebrated for two days. The second day is devoted to pranks involving the posterior region of the body. It is called Taily Day. The origin of the "kick me" sign can be traced to this observance.
In France and several other European countries, April 1 is often referred to as April Fish. The prank is to stick a paper fish on the back of another person without being noticed.

Mexico's counterpart of April Fool's Day is actually observed on December 28. Originally, the day was a sad remembrance of the slaughter of the innocent children by King Herod. It eventually evolved into a lighter commemoration involving pranks and trickery.

Pranks performed on April Fool's Day range from the simple, (such as saying, "Your shoe's untied, or I accidentally stepped on your glasses!), to the elaborate. Setting a roommate's alarm clock back an hour is a common gag. Whatever the prank, the trickster usually ends it by yelling to his victim, "April Fool!"

Practical jokes are a common practice on April Fool's Day. Sometimes, elaborate practical jokes are played on friends or relatives that last the entire day. The news media even gets involved. For instance, a British short film once shown on April Fool's Day was a fairly detailed documentary about "spaghetti farmers" and how they harvest their crop from the spaghetti trees.

April Fool's Day is a "for-fun-only" observance. Nobody is expected to buy gifts or to take their "significant other" out to eat in a fancy restaurant. Nobody gets off work or school. It's simply a fun little holiday, but a holiday on which one must remain forever vigilant, for he may be the next April Fool!

You Know What They Say About Fools...

It's better to keep your mouth shut and be thought a fool than to open it and leave no doubt. --Mark Twain

However big the fool, there is always a bigger fool to admire him. -- Nicolas Boileau-Despréaux

[Politicians] never open their mouths without subtracting from the sum of human knowledge. -- Thomas Reed

He who lives without folly isn't so wise as he thinks. -- François, Duc de La Rochefoucauld
The ultimate result of shielding men from the effects of folly, is to fill the world with fools. -- Herbert Spencer

Sometimes one likes foolish people for their folly, better than wise people for their wisdom. -- Elizabeth Gaskell

Looking foolish does the spirit good. -- John Updike

Let us be thankful for the fools. But for them the rest of us could not succeed. -- Mark Twain

A fool sees not the same tree that a wise man sees. -- William Blake

A fool must now and then be right by chance. -- Cowper

It is better to be a fool than to be dead. -- Stevenson

The first of April is the day we remember what we are the other 364 days of the year. -- Mark Twain

Thursday, March 29, 2012

Don't Fall Into A Money Pit

Making mistakes with money is bad enough. Making mistakes when buying or selling a home could sink you. It's important to know what you can afford and make a purchasing decision based on that information. Only get a mortgage payment that is no more than 25% of your take-home pay on a 15-year fixed-rate note with at least 20% down. Spend any more of your monthly budget than that, and you could be putting yourself out on the street.

If you are buying a home, have the mentality of an investor. Only pay with cash, and get a deal on the front end. If you are selling, get your home cleaned, repaired, landscaped and show-worthy. Make someone proud and eager to buy. If you do, they will.

- Dave Ramsey

Tuesday, March 27, 2012

More Affordable To Buy in 98% of Major Metros

Last week, Trulia released their Winter 2012 Rent vs. Buy Index. In the index, they report that:

“After years of home price declines and tightening rental markets, home ownership is now more affordable than renting in all but two of the 100 largest metros – even in expensive real estate markets such as New York, Los Angeles and Boston.”

The two metros where renting was more affordable were Honolulu and San Francisco. However, Trulia explains that, even in these markets, buying a home:

“…might make sense for people who plan to stay in their next home for at least five years and can benefit from the mortgage-interest tax deduction.”

This rent/buy ratio favors buying more so then at almost any time in history. In a recent article, Forbes Magazine quotes Jed Kolko, Trulia’s chief economist:

“Certainly prices have continued to fall nationally, but rents have been rising so this would be the lowest price-to-rent ratio that we’ve seen.”

Bottom Line
It might be time to talk to a local real estate professional about the possibility that buying a home makes sense for you and family.

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