Wednesday, November 7, 2012

The Day After . . . Let's Talk Mortgage Rates!

This information was released yesterday by the Mortgage Bankers Association (MBA) and was reported in an article by MarketWatch. As Realtors we are often asked where we think mortgage rates are headed. The best people we think we can look to is the MBA. Here is their take on what to expect:

"After reaching record lows in 2012, mortgage rates are expected to creep up slowly in the year ahead, the Mortgage Bankers Association predicted. Rates on the 30-year fixed-rate mortgage are expected to average 3.8% in the fourth quarter of 2012, rising to 3.9% in the first quarter of 2013 and eventually rising to an average 4.4% by the fourth quarter of next year.”



Any questions, about if now is the time to make a 'move' in real estate just may make sense! For specific information about market trends for specific neighborhoods in Edmond, Deer Creek, Oklahoma City, Piedmont, Yukon, Mustang and other Oklahoma City metro communities, please give us a call 330-2777!

Right now the price points below $150K in Edmond/Deer Creek are showing less than 3 months of inventory. A clean, well-priced home is getting multiple offers and selling quickly. Also $275K to $300K are also showing a lighter inventory. Call us for more information. If you need specifics on marketing your home in today's market, call to talk to Gary 216-9600!

Monday, November 5, 2012

The Heartbreak -- The Action!


Just one more reminder to our friends in Edmond, Oklahoma City, Deer Creek and Oklahoma City (plus surrounding area)-- we are so blessed!  Our friends, family and fellow Americans in the Northeast have been hit so very hard by Sandy. Relief efforts appear to be insurmountable by human standards. Even estimate of what it will cost and the timeline to recovery is all over the board. No matter the circumstances, this is where we come together as a country to support in prayers, donations, blood drives and even some of us are able to go there through a variety of mission trips. This event, like others we have experienced here in Oklahoma, remind us of such vulnerability.

Here are some links to get more information on how you can 'roll-up your sleeves' today

Give Blood

Give Funds


And with a credit card handy, it is just a couple clicks away from doing something to help out now!

Yesterday we were out showing homes in Piedmont area where the horrible tornado took homes and lives. That community, like other Oklahoma areas, is so resilient and strong. New homes up, downtown vibrant, children riding their horses at the local arena and lots of optimism -- what a great community!

Monday, October 29, 2012

Halloween Is Right Around The Corner


Halloween is right around the corner, so it is time to carve out a spooky plan for your celebration. As little ghosts, goblins, princesses, and pirates around the country get ready for trick-or-treating, here are a few ghoulishly good ideas that will make your next Halloween fright night a scream.

Spooky candy treats. Add a few spook-tacular accents to your loot for trick-or-treaters: fake rubbery spiders, jiggly eyes, glow-in-the-dark rings, and other tricks that make Halloween special. Make everyone jump for joy by giving them bags of the Wonka Haunted Mix. This assortment of Howlin’ Laffy Taffy and SweeTARTS Spooky Gummies is sweet, sour and in fun Halloween shapes.

Cast a spell over your home. Welcome trick-or-treaters or partygoers young and old with decorating ideas that will make your house the best on the block.

  • Hang glow-in-the-dark cats, skeletons and spiders from ceilings and trees.
  • Write scary Halloween messages on your front walkway using colored chalk or washable fluorescent paint.
  • Tie small glow sticks with string to helium balloons and let them float over your house like mysterious lights in the sky.
  • Not just the trick-or-treaters are looking for candy on Halloween, so be sure to have plenty of fun-size candy like Butterfinger and Nestlé Crunch around the house for easy snacking.

Start booing. Start a new neighborhood trend – Halloween Booing. Booing is a new Halloween tradition, but its roots can be traced back to the 1980s. Booing is mysteriously dropping a special treat at the home of a friend. Kids of all ages will love leaving secret “Boo!” bags filled with goodies like fun-size boxes of cool candy like Wonka Nerds on their neighbors’ doorsteps. Then watch as eventually the whole neighborhood gets into the Halloween spirit.

Create a bewitching Halloween bash invitation. This is a terrific activity for crafty kids. Guests will practically hear the screams and smell the witch’s brew when they open your homemade party invitation. Creativity is always the best way to grab your guests’ attention. Make them especially memorable and sharable by attaching a piece of Wonka Howlin’ Laffy Taffy.

Celebrate with sweets and treats. The candy aisle is not your only option for serving up decadent delights this holiday. Whip up this ghoulish graveyard goody for the kids (or the kids at heart) in your house.

Spooky Graveyard Pie

Makes 8 servings

3             cups (about 32 cookies) finely ground chocolate sandwich cookie crumbs, divided

3             tablespoons melted butter

1             can (12 fl. oz.) Nestlé Carnation Evaporated Milk

2 large egg yolks

2             tablespoons cornstarch

1 3/4             cups (11.5-oz. pkg.) Nestlé Toll House Milk Chocolate Morsels

8 chocolate filled vanilla wafer cookies

Black and purple decorator writing gels

Wonka SweeTARTS Spooky Gummies Candy*, Wonka SweeTARTS Skulls & Bones, or other assorted spooky Halloween candies

Nestlé Butterfinger and Nestlé Crunch candy bars, crumbled

COMBINE 1 1/2 cups cookie crumbs and butter in 9-inch deep-dish pie plate. Press crumb mixture onto bottom and upsides of pie plate. Set aside remaining 1 1/2 cups crumbs for dirt topping.

WHISK together evaporated milk, egg yolks and cornstarch in medium saucepan. Heat over medium-low heat, stirring constantly, until mixture is very hot and thickens slightly; do not boil. Remove from heat; stir in morsels until completely melted and mixture is smooth.

POUR into crust. Sprinkle with remaining 1 1/2 cups cookie crumbs. Press crumbs down gently. Refrigerate for 3 hours or until set.

DECORATE cookie tombstones as desired with writing gels. Sprinkle crumbled candy bar topping over the top of the pie. Insert tombstones around edge of pie. With spoon, mound cookie crumbs to form “fresh graves.” Decorate graves with gummies and Skulls & Bones to make the pie as spooky as you want it to be!

*Found in bags of Wonka Haunted Mix.

Monday, October 22, 2012

10 Tips For A Meaningful Holiday Season


For many of us, the holiday season is a time that is anticipated with both joy and anxiety. Yes, we love the celebrations, the family traditions, and we have fond memories of holidays past; but along with them, we add the stresses of preparation, expectations and the fear of letdowns, or family squabbles that have happened in the past.

Here we’ve provided ten tips can help you prepare for an enjoyable, meaningful holiday season.

1. Set reasonable expectations. Spend some time now setting realistic and manageable expectations for your holiday season. Understand that you can’t do everything and that there’s only so much you can do. Prioritize the list of your most important events and activities and then set a pace for yourself. Organize your time. Keep in mind that it’s the holiday “season” that’s coming and not one day. Spread out your activities to lessen stress and increase enjoyment.

2. It’s the holiday season, but that doesn’t eliminate sadness or loneliness. Problems and difficulties arise even during the holiday season. And, for some, the holiday season evokes painful memories of events or the loss of loved ones in the past. Don’t hide your feelings, let them out and work to make peace with them. Try not to let them become a consuming focus. Work hard to get through any current challenges or issues.

3. What’s done is done, look forward when you can. Life brings changes. Commit to enjoying this holiday season for what it is. Acknowledging the past, whether it was good or bad, is appropriate. But, if you find that this year has been a rough one and you don’t anticipate having the best holiday season ever, try not to set yourself up by comparing today with the “good old days.” Enjoy everything this holiday season brings and take it at face value.

4. Develop and encourage a life of gratitude. Gratitude is an attribute that transcends circumstances. No matter what your circumstances, I believe there is reason to be thankful in them. Your circumstances may never change, but your attitude toward them can change…and this can make all the difference.

If you want to help your kids develop an attitude of gratitude, try this “thank you” trick. Focus on the many things in your life for which you can be thankful. Get started by having each family member create individual lists, of “Ten Reasons Why I’m Thankful.” It’s a simple strategy that can work wonders when you  concentrate on the good and not the bad.

5. Do something for someone else. One of the ways we can demonstrate that we are grateful to God for His many blessings is to help others. To get more out of this holiday season, try getting involved in serving others.

6. Enjoy activities that are cheap or free. You don’t always have to spend money to spur on your family’s enjoyment. Try things such as driving around to look at holiday decorations, baking Christmas cookies, going window-shopping, and playing in the snow (that is if you get snow).

7. Create and foster family traditions. Traditions provide opportunities to keep your family’s legacy going. It doesn’t matter if they’re silly or sentimental: your family has some holiday traditions and if possible, be sure to include them in your holiday activity plans.

8. Bring in the new. Celebrate the holidays in a new way. You may just create a new tradition that will keep going for generations!

9. Be fiscally responsible. The holiday season brings with it a big temptation to spend money beyond your means and to rack up significant credit card debt, especially when it comes to purchasing Christmas presents for your family. Be smart about how you spend! The gifts you buy will be enjoyed at the time you present them, but your kids may well have laid aside or forgotten those gifts by the end of Christmas day…even while you’re struggling to make the payments. Decide now to be financially responsible this holiday season!

10. Make some time for you! Don’t take on all of the responsibilities of your family’s holiday celebrations by yourself. Share the load. Create some space during the holidays for you to recharge your own batteries.

Monday, October 15, 2012

Keeping Up The Yard Through The Winter


Keeping Up The Yard Through The Winter

By Phoebe Chongchua

This is the time when people start to want to stay indoors a bit more, especially when the temperatures significantly drop.

But you can't neglect your outdoor patios and decks, especially if you plan to sell soon. Buyers won't want to see broken-wood decks or corroded wrought iron patio sets in your backyard.

The good news is that if you prepare ahead, you can save yourself time and money. Taking some good housekeeping steps now will allow you to step outside into the fresh spring air next year to a well-preserved outdoor space.

Where to begin? First, if your deck is looking a little worn and tired, make the necessary repairs now. Don't wait until you can stick your foot through a board (like I did). That's not only dangerous but it also mandates a quick fix.

Give your deck a good cleaning and sealing or staining before the weather gets too cold and wet to do this. Make sure you check for loose nails and get rid of any splintery edges by sanding them down. Seal with waterproofing sealants. For these, generally the weather has to be above 32 degrees F and 50 degrees F for sealing and stains, respectively, to work properly.

Put the clippers to work. Take a good look around your yard and decide which plants need to go. Many annuals may have been killed by frost and it's time to clear them away. Keep your flowers keep them looking good by trimming away dead leaves. If you cut your plants back now it will cause them to grow and flower more effectively later on.

Add seasonal plants. You can still have some nice color in your yard if you get the right plants for your yard's climate. Kale and ornamental cabbage are attractive. In warmer climates try primroses for winter color.

Use creative containers with your seasonal plants. Putting a perennial plant in a beautifully painted container can add style and allure to your patio all winter long.

Plant potted vegetables. Nothing's better than fresh food especially when it comes from your own yard. There are some cool-weather vegetables that work well in pretty pots. Things like lettuce: kale, leaf, mustard, and Chinese cabbage are good for this. Also, don't forget herbs; they'll come in handy for the holiday dinners.

Get artsy. Making your yard look good in winter is also about what you leave outside. Those brightly colored throw pillows and rugs that worked great in summer, of course, should be brought inside. Instead get creative with lights that give a sparkle on a cold winter night. Hang plants with ornaments on them. Also, hang bird feeders to attract birds.

Taking a few simple steps to keep your deck, yard, and outdoor furniture in good condition will give you an easy progression into spring. And, if you're listing your home for sale in the winter, these steps are sure to please buyers.